And the best part? Our members have seen a median credit score increase of 30 points on average ⁴. There are also no credit checks or security deposits to apply, however, having a Chime Checking account and a qualifying direct deposit of $200 or more is required. It’s a no annual fee, no interest credit card that helps you build your credit with everyday purchases and on-time payments³. We offer a secured credit card called the Chime Credit Builder Visa® Credit Card². Oh, and our fee-free ATM¹ network is bigger than the top 3 national banks combined. And unlike some prepaid cards and traditional bank accounts, there are no monthly fees or minimum balance requirements. Our debit card works everywhere Visa Ⓡ debit cards are accepted. Your Chime Debit Card is linked to your Chime Checking Account, so you can forget about confusing fees or overdraft charges. Each one has its own personality and brings something different to the table. When you hear someone talking about their Chime card, that can mean they’re referring to either their Chime Visa ® Debit Card or their secured Chime Credit Builder Visa ® Credit Card.
